Employee Benefits Experts
Navigating the ever-evolving world of benefits can be complicated. We’re here to demystify insurance. We advocate on your behalf during the process and create an enjoyable employee experience throughout.
We remove stress by being your trusted resource to assess current, and new market offerings with a no cost comprehensive evaluation that is vendor neutral. Giving you clear data and insight into emerging trends and next generation healthcare. Simply submit a request for information to support@illuminatedbenefits.com
Your Business
Our goal is to free up your energy so you can focus on the critical functions of your business. We keep our ear to the ground so you’re always “in the know” about the most competitive solutions available in your industry. Whether it be cost containment procedures, funding types, contracts, technology, plan designs, carriers, provider networks or pricing.
Walking You Through Each Step
By concentrating on your organization’s unique needs, priorities, and financial goals, we help companies just like yours with every stage of employee benefits.
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Stages:
- Analysis of Existing Plans
and Population Health
- Applying Risk Management
and Risk Transfer Strategies
to Forecasting
- Rate Bidding
- Contract Review and
Negotiations
- Designing Custom Plan
Packages that are
Functional and Cost Saving
- Determining Contribution
Techniques
- Streamlining Enrollment
and Administration
- Negotiating Renewals
- Ongoing Compliance and
HR support
Keeping You Compliant
With the myriad of complex regulatory issues related to benefit plans passed down by the DOL, IRS, and HHS. Our number one priority is to reduce your workload and help you remain compliant.
Compliance penalties are often very costly. Our experts are dedicated to keeping you up to date through breaking news email blasts and through our extensive compliance library that provides guides, required documents, and legal notices to use as laws and regulations change for mandatory government filings and adherence to obligations like:
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- ACA Reporting
- ERISA SPD’s, SMM’s, and
Wrap Docs
- IRS Requirements
- Cobra Administration
- Audits and Appeals
HR Support
When things get a little tricky and you want to confirm you’re in compliance, call our HR hotline or email HR support to get your specific questions answered. Our knowledgeable team of certified HR experts is ready and waiting to advise you on all things HR including employment regulations such as FMLA, ADA, EEOC, etc.
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In addition to this team, you have 24/7 access to cutting edge HR tech for managing business tasks and to a robust HR library of:
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- On-demand Training
Courses
- Hiring Methods
- Job Description and Job
Offer Letters
- Salary Benchmarking Tools
- HR Forms and Documents
- Policy and Procedure
Templates
- Disciplinary Action Letters
- Severance Agreement
Illustrations
- Easily Customized State
Specialized Employee
Handbooks
Population Health
We help you gain clarity on healthcare cost factors by surveying claimant summaries, usage, relevant metrics and algorithms, productive modeling, and analytics reporting. The information these provide allows the tracking of disease burden risks based on prior claims.
Once areas of concern are identified actions can be taken to make sure employees receive appropriate care and expenses are decreased with systems incorporating wellness programs, pharmacy, and care utilization.
Your employees are your most valuable resource. Giving them a helping hand to enhance their overall health and well-being through offering company wellness programs has been shown to strengthen morale and productivity, while lowering healthcare costs.
Population Health Strategies
Wellness Programs
Impact lives with the tools to engage members and make wellness fun. Our consulting team will design a plan of healthful initiatives and education with the precise objectives of your employees in mind.
Pharmacy
Lessen pharmaceutical spending and improve coverage using a thorough examination of medications and a performance assessment of dispensary benefits.
Utilization
Manage member utilization by shifting care to cost effective locations and making certain that only the best practices and treatments are being administered.