Privacy Policy

At Illuminated Benefits and its affiliated entities, the protection of your privacy is of upmost importance to us. We want to be clear and up-front regarding what information we collect about you and the purposes for which we use that information. This Notice describes our privacy policy and privacy protection practices. By visiting the website IlluminatedBenefits.com, and/or the websites of any of affiliated entities, you are accepting the practices described in this Privacy Policy Notice.

“Confidential Personal Information” is nonpublic, personal information about you, which may include legally Protected Health Information (“PHI”) that we obtain in connection with providing a product or service to you. We may collect and/or retain internally Confidential Personal Information about you from the following sources:

Information we receive on applications or other forms you complete and submit to us;
Information about your transactions with us, our affiliates, or others; and
Information we receive from consumer reporting agencies, or other third parties not affiliated with Illuminated Benefits.

We may also use “cookies” (small text files transferred from our website to your hard drive) to recognize repeat site visitors, track site usage and facilitate your access to and use of the site. We do not use “cookies” to gather Confidential Personal Information and we do not link “cookies” to identifiable personal information, such as a policy number. The “cookies” only enable you to use our website more easily.

We restrict access to your Confidential Personal Information and only allow disclosures to individuals and entities as permitted and/or required by law to assist in providing products or services to you. We maintain physical, electronic, and procedural safeguards to protect your Confidential Personal Information.

Information about our customers is integral to our business. We are cognizant of the value of your personal information, and of your privacy, and we do not sell your personal information to others. We share customer information only as described below and with subsidiaries or affiliates of Illuminated Benefits that either are specifically bound by this Privacy Policy Notice or follow practices equally as protective as those set forth in this Privacy Policy Notice.

We may disclose Confidential Personal Information about you, such as we have described above, to insurance companies, general agencies, and other insurance-related entities that perform marketing services on our behalf or with whom we have joint marketing agreements.

We may also disclose Confidential Personal Information about you to non-affiliated third parties as permitted and/or required by law, such as when required to do so by a court order or subpoena.

If you visit IlluminatedBenefits.com and/or the websites of any affiliated entities, your visit and any dispute over privacy is subject to this Notice and our Conditions of Use, including limitations on damages, arbitration of disputes, and application of the law of the state of Utah. If you have any concern about privacy of your Confidential Personal Information at IlluminatedBenefits.com and/or the websites of any affiliated entities, please contact us at Support@IlluminatedBenefits.com and we will try to resolve it and we will be happy to work with you in an effort to resolve your concerns.

Our Privacy Policy Notice and Conditions of Use are subject to change periodically as our business and industry changes, and we encourage you to visit our website frequently to update yourself regarding any changes. Our current Privacy Policy Notice applies to all information that we currently have, or may obtain in the future, about you and your account with us. We are committed to protecting your Confidential Personal Information.